We make sure that you have the right pension planning for your retirement.

Pension planning is a very complex area and we can help by breaking down the different types and options available to you at your current stage of life. We can discuss your arrangements and if they will be able to provide the right level of income for you when you reach retirement, whether that be in 5 or 35 years’ time. We can also discuss your available State Pension and if you need to make extra contributions to top up the amount received to the full amount available.

Automatic Enrolment, employers now have to offer workplace pensions to every eligible employee and we can discuss the type of plan that you have been entered into or if you are an employer, what plans are available to you for your workforce.

Defined Contributions are a type of workplace pension that you contribute to via your employer, these can be complex so advice in this is always best sought.

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Call or email us to discuss your needs, arrange a personal visit, or a meeting at our office.


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Renfree Wealth Management Limited is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA). Firm Reference Number: 487395. This can be verified by visiting the Financial Services Register by clicking here.

Vision Independent Financial Planning Ltd Registered Office: Vision House, Unit 6A Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ. Registered in England & Wales No.6650476

Renfree Wealth Management Limited registered office: Copper Coins, 16 Headleigh Road, Newquay Cornwall TR7 2HJ Registered in England and Wales No. 779848

The guidance or information contained within this website is subject to UK regulatory regime and is therefore aimed at consumers in the UK. The Financial Conduct Authority (FCA) do not regulate Inheritance Tax Planning, Wills, Tax and Trusts, Business Finance, National Savings and some forms of Individual Savings Accounts.